Marc-André ter Stegen is poised to complete a season-long loan move to Ajax after resolving tax concerns. The Barcelona goalkeeper departed the club’s pre-season camp in the UK on Thursday, making his way to Amsterdam for a medical, as confirmed by The Athletic. He will miss the friendly against Birmingham City on July 31, marking a real change in his career trajectory.
Barcelona and Ajax had reportedly agreed on the loan on July 3, but various tax complications delayed the deal for nearly a month. The main hurdle stemmed from the financial implications of Ter Stegen’s wages being paid across two jurisdictions, involving both Spanish and Dutch tax systems. This complex situation had been described by sources close to Barcelona as more intricate than expected; Ter Stegen’s camp emphasised a careful approach to structuring the agreement. With these issues now sorted, he has moved forward with the impending transfer.
Ter Stegen’s Departure and Ajax’s Necessities
Barcelona will remain responsible for approximately 90 per cent of Ter Stegen’s salary throughout his loan spell, a figure that may slightly adjust based on his performances at Ajax. This arrangement is tied to the contract extension signed in 2023, which features deferred payments and runs until 2028. With Joan García established as the first-choice goalkeeper and Wojciech Szczęsny extending his stay, it became clear that Ter Stegen would not fit into Hansi Flick’s plans at Barcelona.
Ajax’s Strategic Acquisition
For Ajax, inheriting Ter Stegen means welcoming an experienced goalkeeper with a wealth of high-level match experience. Manager Michel has been instrumental in negotiating this move, having previously engaged Ter Stegen for a loan to Girona in January 2026, although that was hampered by injury. Despite the setbacks, Michel’s belief in Ter Stegen remains steadfast, illustrating the club’s ambition to fortify its squad during a crucial phase of the season.
What Lies Ahead for Ter Stegen
Once the medical is completed and relevant documents signed, Ajax is expected to make an official announcement regarding Ter Stegen’s arrival. He will integrate into a squad that has already commenced its season. Meanwhile, Barcelona continues to adjust its roster, assessing the futures of various players as the transfer window remains open. This loan allows both clubs to reshape their strategies moving forward.
The SportiveNews view
The success of Ter Stegen’s loan to Ajax hinges on his adaptability and performance in the Dutch league. Barcelona’s commitment to covering a real portion of his wages reflects their long-term planning after his contract renewal. As their roster evolves, it’s essential for both clubs to maximise the benefits of this transfer, aligning Ter Stegen’s development with Ajax’s sporting aims.
Frequently asked questions
Why did the loan move to Ajax take so long?
The loan’s delay was primarily due to tax complications arising from the differing fiscal regulations in Spain and the Netherlands, which took several weeks to resolve. Sources indicated this was more complex than previously anticipated.
What are the financial implications for Barcelona?
Barcelona continues to cover around 90 per cent of Ter Stegen’s salary during the loan period. This arrangement is a result of his contract extension from 2023, which includes deferred salary payments extending until 2028.
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